Personal Finances +
	Program Description: This program is a compendium of 8 personal finance type programs. They include: 1. Anpenpay.EXE - This program demonstrates the length of time an annuity or a pension payout will last conditioned on the amount of monthly payments to you and the interest that will be earned on the balance. 2. Autoloan.EXE - These calculators may be used to compare loan types, proposed "deals" and periods of financing as well as the effects of various interest rates. 3. Finastmt.EXE - This is a standard personal financial statement that is widely accepted in by banking and mortgage lender institutions. 4. Growmony.EXE - You may be overwhelmed by this time-value of money invested analysis. 5. Porteval.EXE - Track your investments in stocks, bonds, or mutual funds with this program. 6. Portfund.EXE - This program gives you a place to input the financial data for a given stock so that you might better forecast its performance. 7. Retirinv.EXE - You can calculate the amount of money you need to be investing monthly to provide a monthly withdrawal supplemented by Social Security, pensions, annuities or other income sources. 8. Savpengr.EXE - This program will calculate a complete annuitization schedule for regular deposits over a duration of up to 40 years. Company: Bent Tree Software  Date Released: 07-05-2001  Program Size: 1327 KB License: Shareware Platform: Win95,Win98,WinME,WinNT 3.x,WinNT 4.x,Windows2000
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	ComfortAir HVAC Software
	ComfortAir HVAC software is designed to be used by engineers, architects, contractors and energy auditors to calculate and analyse heating and air conditioning loads in commercial buildings. Input and output units can be set independently to English or Metric units. The program contains weather and other necessary data for 1,989 cities and localities in 163 countries, thus making it applicable for virtually any location in the world. Program output includes tables and graphs of cooling loads (load profiles) for all hours of the day and for all months. It also provides summary reports for peak conditions and a host of other useful information, such as reports and graphs of glass shading, from external shading devices like fins and overhangs. An example of how the hourly load tables can be useful, is in the design of thermal storage air conditioning systems, where ton-hour (kilowatt-hour) calculations have to be made in order to size the storage systems. The program is very user-friendly and it provides several useful wizards to make processes like data entry and U-value calculation easy to carry out and less prone to error and ommissions. Context sensitive Help illustrated by diagrams where appropriate, is provided at the click of a button. The program was developed as a multiple document interface (MDI), allowing the user to open and work on several projects simultaneously. Company: Baltik Engineering  Date Released: 02-01-2006  Program Size: 1580 KB License: Demo Platform: Win95,Win98,WinNT 3.x,WinNT 4.x,Windows2000,WinXP,Windows2003
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